Financial Advisors Modern - First Choice Mortgage

Welcome to your
FIRST CHOICE!

You are here because you need or have a mortgage.

No matter if you are in British Columbia, Aberta or Ontario, First Choice Mortgage Team is ready to help you find your best solution. Our experience and lender connections help you build a financing plan you may not think was possible.

We are here with you in the Long Run to offer great advice and ensure you a great experience from Start to Finish.

Our Services

Mortgage financing can be complicated. You need your FIRST CHOICE team on your side to simplify the process for you. We analyze all your options and align them with your goals, so you can have a perfect strategy tailored to your plan. With your FIRST CHOICE team, you get the leverage of having an expert team to help you manage your mortgages from now on! Let’s start building your financing plan

Care and attention from a whole team

The First Choice Mortgage team is a group of exceptional mortgage professionals at the top of their game. It is our highest priority to ensure you will receive prompt and quality services you deserve. With efficiency and care we provide, you know you will have our full attention when dealing with our team.

Strategic Planning

First Choice Mortgage team makes the whole mortgage planning process simple and seamless. We identify your priorities, analyze your mortgage options available and help you accomplish your short-term, mid-term and long-time goals. We want to build a long-term relationship with you.

Save you Time & Money

We have access to 60+ Canada’s leading lenders including major banks, monoline banks, credit unions, trust companies, etc. Most of our clients find that we save them time and money because we have regular contact with a wide variety of lenders and can offer the best options including better rates, higher mortgage amount, more flexible features, etc.

KEY SERVICES

Residential Mortgage
First Choice Whether you are an experienced buyer or it’s your first home, we can help you understand the process and the ever-changing mortgage market.

Commercial Mortgage
Need to purchase a retail space, warehouse or office for your business? Want to buy a rental unit or a multi-family rental building to generate cash flows? First Choice Mortgage has the expertise to provide you with the financing you need and the access that not every commercial branch can offer.

Construction Financing

Whether you are building a single family home to live in or you are a small to midsize size builder who needs a construction mortgage for your multifamily projects, First Choice Mortgage can guide you step by step from the land acquisition and land draw stage to completion of your property.

Short Term Financing

No matter if you need a short-term loan to bridge the gap between your purchase and sale of the existing home, or you want an equity take out from your property to cover your short term business needs, First Choice Mortgage can help you close that gap and provide you with an exit strategy.

Refinancing
No matter if you need the extra cash to do a renovation, buy a new car, do investments or buy another property, First Choice Mortgage helps you navigate the process to put your request into action.

Are you looking for financing options for your home or business?

Get a Free Quote

Why choose us?

01.

Let the numbers speak!

First Choice Mortgage has been in the industry for years, we have sufficient data to speak for themselves.

1500+

Successfully

Completed cases

$900+

Millions

Mortgage Approved

100%

Confidence

with Our Experty

20+

Years

Collective Experiences

02.

Testimonials

First Choice Mortgage’s direct clients that gives honest feedback

 — Annie Lin

Patty is amazing to work with! She always keeps our needs front and centre and makes sure every mortgage strategy is customized to what’s best for us. Highly professional, thoughtful, and genuinely cares about her clients. We wholeheartedly recommend her.

 — C C

I cannot recommend David and Patty highly enough; they have helped me go through the process not once, but twice. They have always responded quickly to my inquiries with clear and detailed explanations, and also provided me with options along with suggestions when needed. I'll definitely reach out to David and his team again for future mortgage needs.

 — C Tracy

My husband and I were looking to refinance, and David was recommended to us by a friend of ours. At first we were unsure whether having a broker would be beneficial, however, as it turned out we have made a great decision! David and his team were beyond helpful. We were very impressed by their prompt responses, their professionalism, and their utmost patience in guiding us through the mortgage process (we had so many questions). The entire process was smooth, and we were able to complete everything before bank's set completion date. We highly recommend David and his team! Thank you!

 — Chris Ng

I recently purchased a new apartment and had the pleasure of working with Patty Chen from First Choice Mortgage. Patty was incredibly helpful throughout the entire mortgage process. She provided my family with detailed explanations of different mortgage options, such as 3-year and 5-year fixed rates, as well as floating rates and helped us compare plans from multiple banks to find the lowest possible rate.

What impressed me the most was her responsiveness. No matter the time of day, Patty always replied promptly and answered every question with patience and clarity. She is professional, knowledgeable, and truly cares about her clients.

I’m very happy with the service she provided and highly recommend Patty and First Choice Mortgage to anyone looking for the best mortgage advice.

 — Diana Tai

We recently bought a new place and chose First Choice Mortgage for our mortgage option. We had a fantastic experience working with David Yang, he and his team were incredibly responsible, responsive and informative, walking us through every step of the process with clarity and patience.

They took the time to explain our options, answered all our questions and made sure we fully understood and got the best interest rate. We truly felt like we were in good hands the entire time. Our case was a buy & sell within the same date in a very tight schedule. With their professionalism, we were able to get it done in time smoothly. We highly recommend David and his team to anyone looking for a knowledgeable and trustworthy mortgage professional.

 — Karen Chang

I was introduced to David and Patty through a friend and retained them to assist with my home mortgage. Throughout the entire process, they were patient in communicating with us, guided us in preparing all the required documents, and always provided timely and detailed answers to our questions. Especially when we were feeling stressed and exhausted dealing with endless requirements from the first bank less than a month before closing, they quickly put together better mortgage options for us, submitted a new application, and ultimately helped us get approved and close on time. Applying for a mortgage can be very stressful, but thanks to their hard work, much of that pressure was lifted. I’m grateful for their support and would be happy to recommend them to more friends in need.

 — Rachel Cheng

Patty is very responsive, details and professional. She knows very well the process about what documents we have to prepare in advance, than follows our case closely. Finally she got a positive reply from bank to us within a week! We are impressed by her expertise and truly recommend.

 — Sean Cheng

David and Patty are efficient and perfectional. I did my first time mortgage with them. During the whole processing, I feel comfortable working with them. They are always patiently to answer questions then find the best solution for me. I highly recommend David, Patty and their team.

 — Simpson Siu

Patty and her team have been extremely helpful, professional and responsive. They were able to help me secure a rate that was much lower than what I could find elsewhere. Throughout the process they were also very patient while walking me through the process and answering my questions. They have also given me a lot of advice and options that fit my needs. I will definitely ask them for help for future mortgage needs and would recommend them to my family and friends!

 — Susanna K

We worked with Patty to get our initial mortgage and mortgage renewal. Patty is easy to work with and professional. We trust Patty with her recommendations!