Get Your Mortgage Pre-Approved Today
Getting geared up to buy a home?
Mortgage pre-approval and rate lock involve:
- Finding the best mortgage offers from various lenders – rates, terms, and features
- Looking at the maximum rate hold period
- Making the most of our team’s expert advice
Once you have made a decision to buy a home, obtaining mortgage pre-approval is an essential first step in the buying process. Not only will you know how much you can afford to pay for your home purchase, but you will also enjoy the best interest rate FIRST CHOICE Mortgage has secured for you.
But, even better, besides the maximum mortgage amount you get from the mortgage pre-approval, we can help you do a Rate Lock for up to 120 days.
As long as you complete the transaction within 120 days, the mortgage will be granted at a fixed predetermined interest rate or formula. This means you can inspect and make offers on homes with the confidence of predictable monthly repayments.
For a meeting with one of FIRST CHOICE Mortgage’s managers, prospective buyers need to provide the following:
- Current and past employment history
- Copies of most recent payslips and tax slips on your current employment and other incomes, such as monthly pension amounts, child care benefits or rental income from investment properties
- Details of any other debts, such as outstanding credit card balance, monthly car lease and current mortgage balance
- The addresses where they have resided for the past three years
Why Choose Us?
First Choice Mortgage has been in the industry for years, we have sufficient data to speak for themselves.
800+
Successfully Completed Cases
100+
Millions Mortgage Approved
100+
Confidence with Our Experty
20+
Years Collective Experiences