Get Your Mortgage Pre-Approved Today

Getting geared up to buy a home?

Mortgage pre-approval and rate lock involve:

  • Finding the best mortgage offers from various lenders – rates, terms, and features
  • Looking at the maximum rate hold period
  • Making the most of our team’s expert advice

Once you have made a decision to buy a home, obtaining mortgage pre-approval is an essential first step in the buying process. Not only will you know how much you can afford to pay for your home purchase, but you will also enjoy the best interest rate FIRST CHOICE Mortgage has secured for you.

But, even better, besides the maximum mortgage amount you get from the mortgage pre-approval, we can help you do a Rate Lock for up to 120 days.

As long as you complete the transaction within 120 days, the mortgage will be granted at a fixed predetermined interest rate or formula. This means you can inspect and make offers on homes with the confidence of predictable monthly repayments.

For a meeting with one of FIRST CHOICE Mortgage’s managers, prospective buyers need to provide the following:

  • Current and past employment history
  • Copies of most recent payslips and tax slips on your current employment and other incomes, such as monthly pension amounts, child care benefits or rental income from investment properties
  • Details of any other debts, such as outstanding credit card balance, monthly car lease and current mortgage balance
  • The addresses where they have resided for the past three years

Why Choose Us?

First Choice Mortgage has been in the industry for years, we have sufficient data to speak for themselves.

800+

Successfully Completed Cases

100+

Millions Mortgage Approved

100+

Confidence with Our Experty

20+

Years Collective Experiences

Testimonials

Joey C. and Meggy HJM Real Estate Group
Read More
We have been working with Patty and David for many years now and on numerous deals. Responsible, knowledgeable, efficient and professional. They have diverse experience and provide flexible financial options for our clients to ensure they not only get their mortgage but plan out their future financial paths. They are a great team!
Kevin YClient
Read More
Awesome news! I'd like to thank you and Clara for providing a great experience for a first-time home buyer like me. Everything was explained in detail and easy to understand.
Matt MClient
Read More
Extremely efficient, professional, and effective. This company handled my refinance application quickly and with the best possible result. Communication is easy - all my questions and concerns were answered immediately, clearly, and to the point.

Mortgage Experts

DAVID YANG

Snr Mortgage Manager

PATTY CHEN

Snr Mortgage Manager

BRUCE NG

Mortgage Manager

SKI ZHOU

Mortgage Manager

CLARA CHOI

Snr Underwriter

ALLEN TSAI

Mortgage Manager

LEO CHAN

Mortgage Manager