Refinance Your Mortgage

Refinance Your
Mortgage

Refinance Your Mortgage to Get
Better Terms

Benefits of letting us help you refinance your mortgage:

Having the best / lowest rate we secure for you
Ultimately saving thousands of dollars compared to your current mortgage repayments
Being able to pay off your mortgage quicker
Having extra cash for renovation, down payment for a second home or investments
Securing extra credit limit in Home Equity Line of Credit for future use

As time passes, property values and interest rates change. As a result, better options may be available compared to the original mortgage term you agreed to when you purchased your first home. This may mean lower rates, lower amortization or more flexibility in the mortgage terms.

Changing lifestyle and financial circumstances means it is essential to regularly review the terms of your home mortgage to ensure you’re still getting the optimum deal.

Refinancing a mortgage allows you to do just that, changing from a mortgage to one which more fully reflects your current needs, especially if it means taking advantage of a better structure with preferential rate with lower fees or higher mortgage amount!

Many people tend to stay with the current mortgage and don’t want any change; however, you may miss out on thousands of dollars of savings and take longer to pay off your mortgage.

FIRST CHOICE Mortgage’s experienced mortgage consultants can help compare the options available to ensure that mortgage loan refinancing delivers a product to suit your particular needs.

Current Mortgage Status Check

If you are considering refinancing your mortgage, assessing your current loan should be the logical first step.

FIRST CHOICE Mortgage will help you check the amount of equity you have built up in the property over the years, as well as the key terms of your current mortgage, such as the interest rate, amortization, payment schedule, mortgage features and maturity date.

Refinancing Approval

Once we have determined the amount of equity you have in your home and assessed your income and liabilities, we’ll present some options for you to consider, all specifically designed to suit your needs and your plans.

Why Choose Us?

First Choice Mortgage has been in the industry for years, we have sufficient data to speak for themselves.

Testimonials

We have been working with Patty and David for many years now and on numerous deals. Responsible, knowledgeable, efficient and professional. They have diverse experience and provide flexible financial options for our clients to ensure they not only get their mortgage but plan out their future financial paths. They are a great team!

Awesome news! I'd like to thank you and Clara for providing a great experience for a first-time home buyer like me. Everything was explained in detail and easy to understand.

Extremely efficient, professional, and effective. This company handled my refinance application quickly and with the best possible result. Communication is easy - all my questions and concerns were answered immediately, clearly, and to the point.