Get Your Mortgage Pre-Approved Today
Getting geared up to buy a home?
Mortgage pre-approval and rate lock involve:
- Finding the best mortgage offers from various lenders – rates, terms, and features
- Looking at the maximum rate hold period
- Making the most of our team’s expert advice
Once you have made a decision to buy a home, obtaining mortgage pre-approval is an essential first step in the buying process. Not only will you know how much you can afford to pay for your home purchase, but you will also enjoy the best interest rate FIRST CHOICE Mortgage has secured for you.
But, even better, besides the maximum mortgage amount you get from the mortgage pre-approval, we can help you do a Rate Lock for up to 120 days.
As long as you complete the transaction within 120 days, the mortgage will be granted at a fixed predetermined interest rate or formula. This means you can inspect and make offers on homes with the confidence of predictable monthly repayments.
For a meeting with one of FIRST CHOICE Mortgage’s managers, prospective buyers need to provide the following:
- Current and past employment history
- Copies of most recent payslips and tax slips on your current employment and other incomes, such as monthly pension amounts, child care benefits or rental income from investment properties
- Details of any other debts, such as outstanding credit card balance, monthly car lease and current mortgage balance
- The addresses where they have resided for the past three years
Why Choose Us?
First Choice Mortgage has been in the industry for years, we have sufficient data to speak for themselves.
800+
Successfully Completed Cases
100+
Millions Mortgage Approved
100+
Confidence with Our Experty
20+
Years Collective Experiences
Testimonials
What impressed me the most was her responsiveness. No matter the time of day, Patty always replied promptly and answered every question with patience and clarity. She is professional, knowledgeable, and truly cares about her clients.
I’m very happy with the service she provided and highly recommend Patty and First Choice Mortgage to anyone looking for the best mortgage advice.
They took the time to explain our options, answered all our questions and made sure we fully understood and got the best interest rate. We truly felt like we were in good hands the entire time. Our case was a buy & sell within the same date in a very tight schedule. With their professionalism, we were able to get it done in time smoothly. We highly recommend David and his team to anyone looking for a knowledgeable and trustworthy mortgage professional.












Testimonials












Mortgage Experts
DAVID YANG
Snr Mortgage Manager
PATTY CHEN
Snr Mortgage Manager
BRUCE NG
Mortgage Manager
SKI ZHOU
Mortgage Manager
CLARA CHOI
Snr Underwriter
ALLEN TSAI
Mortgage Manager